We are a secure internet platform, based on the marketplace model. Thanks to our expertise, we study and bring your projects to life through rapid financing. Trust us by making your loan request with us. Our technology:
- Allows you to borrow directly from our community of professional investors (individuals, companies, insurers, foundations, pension funds, etc.)
- Allows an optimal circulation of financial flows between you and investors.
Faced with the resurgence of loan refusals to French households with the capacity to repay their loan, we offer a full range of loans adapted to people in need. Thus lending our business to individuals, we provide our clients with special expertise, combining banking skills and human qualities (listening, understanding).
Personal loans represent around 30% of the volume of consumer loans distributed in France. Particularly appreciated for its freedom of assignment, it has been a determining factor in the development of the credit market in recent years. It must be said that personal loans finance many more or less long-term projects with the particularity of not being assigned to any specific purchase (the personal loan is made without proof).
In addition to this, you need to know more about it.
This type of loan is granted by credit organizations and banking establishments. Depending on the amount you want to borrow and your repayment capacity, depending on the offers, you have the option of spreading the repayment period over 6 to 84 months. The longer the term of the loan, the higher the rate. In return, with a longer credit term, your monthly payments will be lower. Like other types of consumer credit, getting a personal loan is relatively easy if you provide sufficient collateral. However, you should always keep in mind that a loan commits you and must be repaid.
A car loan is a loan dedicated to the purchase of a new or used car. This type of loan is triggered on the acquisition of a car and can therefore be canceled just like the motorcycle loan. Thus, it differs from a personal loan which aims to strengthen a cash flow.
For the purchase of a new or used vehicle, the operating mode of the car loan does not change. Obviously the prices are very often different between a new and used vehicle. Therefore, the volume of credit is not the same. But, in the case of a new vehicle, we take into account the contribution of cash to the resale of the vehicle if it takes place within the first 5 years after purchase. In the case of a used car, even if the price is less important, the cash inflow on resale is often less.
Do you want to take out a loan to buy a consumer good (TV, household appliances, etc.)? Remember to choose the loan that will link you in the coming years to a bank or a credit institution.
Consumer credit is a loan that meets a cash flow requirement of a borrower wishing to finance the purchase of consumer goods. It is therefore not an affected credit, that is to say a credit that is triggered on the purchase of a product and the presentation of its invoice (as for the car loan).
Do you want to improve or repair your house or build a new house? We offer you all the assistance you need to achieve it. We offer you very low interest home loans to help you make your dreams come true.
Whether you have a professional or personal real estate project, our advisors can help you. We can meet all real estate needs: acquisition in new or old, rental investment or main residence, construction with or without tax exemption law ...
We put our expertise at your service to optimize your project as much as possible: we are able to advise you on a SCI or own name solution, and to provide you with interesting tax measures, within the framework of a real wealth vision. .
We support companies that have an industrial need to finance: purchase of a machine or leasing, productive investment, purchase of walls or work on buildings ... When the company must evolve, our advisers are there to help you do it. in the best conditions.
These investments can represent an opportunity as a financial risk for a company: if their necessity is at the center of the vision of a company manager, the question of their sustainable and sustainable financing is the business of credit specialists. We therefore implement solutions adapted to the context of the company: growth or decline, seasonality and cash flow, we take into account the needs and specificities in order to find the appropriate formula that will allow growth investment.
Have you taken out several consumer loans and want to reduce or simplify your monthly payments? The repurchase of credits is the solution! Faced with exceptional life events, the repayment of your goods purchased on credit could one day be impacted, so we offer you to buy back your credits to allow you to repay your loans.
The repurchase of credit, sometimes called consolidation of credits, allows a better management of its budget: the sum of all your repayments of credits is gathered in a single direct debit. Thus, no more need to account for the loans taken out. The repurchase of consumer loans will also allow you to take advantage of the overall drop in rates compared to previous years.
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